Hurt at Work? Important Facts About Workers' Compensation

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As an employee, there will always be the possibility that you can get hurt on the job. Whether you work in a factory or in an office, there is always a risk for injury. If you get injured on the job, workers' compensation is an option you have through your employer as a way to receive an income until you are able to return to work. The following are some things to keep in mind when considering workers' compensation:

What You Will Receive

The first thing you need to know about workers' compensation is what you will receive as part of your package. There are several aspects of workers' compensation, and your final payout will depend on the nature of your injury and your overall prognosis. You can receive payment for your medical care, including your medication. You will also be paid for your wages that were lost while you were away from work during your injury. If you are injured to a point at which you will not be able to return to work at all, you can be paid a sum for your permanent injury.

If You Caused the Accident

If you caused the accident that resulted in your debilitating injury, you can still receive workers' compensation. There are rules in place in some states that will have some additional requirements that you must satisfy in order to receive benefits. Speak with your human resources director to ensure that it is available in your state and what, if any, extra information is required.

Payments for Pain and Suffering

Pain and suffering is often a factor when a work injury occurs. If you are severely injured at work and want to pursue pain and suffering reparations, you can do so with your attorney. However, you will have to forego the workers' compensation. According to federal law, you cannot get both damages and pain and suffering compensation from your employer. You can only receive payment for medical expenses and missing wages with workers' compensation. It is a gamble to sue an employer rather than requesting workers' compensation. You will need to speak an your attorney, such as a professional from Rizzi Law Group, to find out what option will be best for your individual case.

It is important to keep in mind that all cases will be different with regard to workers' compensation. In order to satisfy your needs, you will need to speak to a workers' compensation attorney.